- Jan 06 Mon 2014 09:10
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蘋果綠葉 台央行:Bitcoin非貨幣
24小時迷你倉 Bitcoin櫃員機計劃本月引入香港及台灣。不過台灣中央銀行強調,Bitcoin並非貨幣,金融機構及民眾不應以Bitcoin作為支付工具;台灣金管會亦表示,不會批准設立櫃員機,銀行不能接受Bitcoin。迷你倉旺角
- Jan 06 Mon 2014 09:02
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南區工商聯免費體檢敬老
香港文匯報訊(記者 解玲)南區工商聯昨日假利東�社區會堂舉辦第三屆南區關注健康日活動。行會成員、立法會議員葉劉淑儀,儲存食物及衛生局副局長陳肇始,南區區議會主席朱慶虹,中聯辦港島工作部協調處副處長蔣和,南區民政處高級聯絡主任盧敏樺,廣東社團總會主席王國強,周伯展醫生,台灣牙醫學士蔡承翰受邀出席,與該會創會主席、南區區議員廖漢輝,副主席施忠民、伍海山共同主持揭幕儀式,賓主祝長者新年快樂,龍馬精神。該活動為鴨�洲、華富�、華貴�、石排灣�的逾350位長者免費體檢,深受歡迎,還獲廣東社團總會、青山獅子會、嘉信行地產、周伯展醫生、邱健、葉蓓慧、胡啟華、葉麗婷、曾詠達,蔡承翰、詹明漢、謝嘉詠、黎家欣的贊助支持,以及多位迷你倉員的地區辦事處協助。廖漢輝致辭稱,該會一向重視南區健康日活動,獲街坊及社區組織的歡迎及認同。他感謝協辦及贊助機構的大力支持,以及各位醫生及義工為活動義務付出。 廖漢輝強調,南區是多元化社區,有文化、歷史、漁港、旅遊等,2015年港島南的東線將通車,區內交通更加暢順,南區會有另一番新景象,酒店及商廈林立,將變成商貿中心。葉劉淑儀、朱慶虹分別致辭,表示健康日活動是居民之福,讚揚南區工商聯致力創造和諧社區,熱心服務長者。主辦機構悉心安排下,「健康日」活動分3個時段為長者做健康檢查,包括乙型肝炎、血糖、膽固醇、血壓、眼睛、牙齒及身高體重檢查等。同時,每一位加入檢查的長者都將獲得一份豐富的福袋,令一眾長者受惠,滿意而歸。儲存倉
- Jan 06 Mon 2014 08:56
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手機平板電腦年關銷量銳減
self storage bjrb.bjd.com.cn/html/2014-01/06/content_140203.htm...年會不抽獎 節禮不再熱 手機平板電腦年關銷量銳減 本報記者 孫超逸 春節將至,又到了每年年會密集之時,往年這個時候正是政府機關、...迷利倉
- Jan 06 Mon 2014 08:48
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Fidelity or fraud A tale of a changed and contested will
Source: The Seattle TimesJan.存倉 05--He was a patient at Providence Hospital rehabbing a broken femur. She was a nurse's aide with a lovely smile.She wasn't his aide, per se, but if she walked past his room, he would often flag her down, asking for help: a glass of water, perhaps, or a urinal that needed emptying. Mundane tasks eventually grew into longer conversations and, finally, to phone calls after discharge."I've always thought of it as a very romantic story," she mused.James Haviland was 85 and widowed, a prominent local doctor, long retired from regular practice. Mary Burden was 35, divorced, and trying to balance a career and four kids."I had no desire to get involved with a man," Mary recalled. Still, they began to date.Right from the start, she said, she told him about her past -- the homelessness, the troubled marriage, the prison term -- and he didn't seem to mind. She was a new woman now, a Christian. And Jim, she said, was "a real treasure."Do you love her? a longtime assistant asked the doctor. He answered with a laugh.In 1997, less than a year after they met, Mary walked down the aisle in front of 100 guests, wearing a pale blue dress printed with delicate flowers. Jim stepped along with a cane. She promised to "love, honor and obey," preferring to treat marriage in a way that was "biblically correct." And for 10 years, Mary said, that's what she did, until Jim's death at age 96.This is where things get ugly. Jim's final will pretty much cut out his four children; that left Mary to inherit what appeared to be millions. The ensuing court case encompassed two weeks of trial, hundreds of exhibits, two trips to the Court of Appeals and one to the Washington Supreme Court. The money might have run out, but the fight hasn't stopped."Jim was my husband," Mary said tearfully. "I loved him dearly and he loved me."What they've done is just so ... it's just so wrong."Very different backgroundsBefore we begin this story, a little bit of background is in order. Dr. Haviland was the sort of man who had buildings named after him. In addition to a successful private medical practice, he was a professor and administrator at the University of Washington. In 1953, when he was acting dean, he played a big role in the construction of the university's hospital.But his most significant achievement, perhaps, was co-founding the world's first outpatient dialysis clinic, now known as Northwest Kidney Centers. Outpatient dialysis improved the lives of thousands of kidney patients.Personally, Jim was a great conversationalist, a man of many interests whose Mercer Island house was filled with books and records. For more than six decades he attended Emmanuel Episcopal Church, where he sang in the choir through his 90s. He had a strong will, a conservative political bent, and a relatively frugal lifestyle.Jim's first wife, Marion, died in 1993 after 50 years of marriage. Together, they had four children, all now in their 60s.Mary Burden was born in Idaho, but her family moved around, so she grew up feeling isolated, aspiring only to "cook, clean, sew, have babies and be around children," according to a psychological report. She met her first husband, Steven Burden, when she was 15.Steven, six years older and an assistant manager at a grocery store, "swept me off my feet," she recalled. By 16, she was pregnant. They got married and eventually had four children, but struggled to pay the bills. She wound up living in campgrounds, a roach-infested hotel and a "little barn of a house you could hear the wind whistle through," with neither stove nor refrigerator, she later said.In the early 1990s, she became a member of the Bible Baptist Church in Poulsbo. Later, she began working as a nurse's aide and discovered it was fulfilling. Between 1997 and 2003, she earned bachelor's and master's degrees in nursing, and she held several jobs in the field, including a position teaching nursing at Seattle University.Jim helped make that possible. Not long after they met, he agreed to put $100,000 toward her education and create a $300,000-$350,000 "nest egg," according to court records.She says their relationship started after he was discharged from the hospital, and he hired her to be his driver. The idea was, she would wait in the car and study while he went to appointments. But he would press her. Why sit outside when he had two tickets to the opera? How about dinner? "It was his way," she later realized, "of keeping me in his life."A month or two into this arrangement, he said he wanted to pursue a romance."Jim was a person, when he wanted something, he would go after it and he would get it," Mary said. She told him about her agreement with her older brother, George Cook: if someone wanted to "court" her, he'd have to get George's permission. "So the man would know there's oversight in my life," she explained."He comes to the house, and he has this financial portfolio," George recalled of their meeting. "He said, I want you to know I have the means to take care of your sister."George said he didn't even look at it. "Don't you think you're awfully old to be dating someone my sister's age," he recalls asking. It turned out age "wasn't an issue to either of them," George said. He gave the couple his blessing."None of us could figure it out," George continued. "And yet you watched them. They held hands and loved each other and doted on each other."When asked what attracted her to this much older man, Mary rattles off a list."He was a gentleman. He was very romantic. He respected me ...."For me it was never about money," she said. For instance, she noted, "he gave me three pieces of jewelry in the whole time we were married: a ruby pendant the first time he kissed me, ruby earrings the first time he told me he loved me, and a ruby wedding ring, our favorite stone."She doesn't say this, but the ring was worth $20,000.A troubled pastMary didn't keep her past secret from Jim and his family, but talking about it today clearly makes her uncomfortable. For years, she was a thief -- a very, very good one.In 1992, she pleaded guilty to 14 counts of possession of stolen property and conspiracy to commit theft. According to court records, Mary would pick out an item at a store -- say an expensive KitchenAid mixer -- and switch the price tag to a much lower amount. She'd pay for the KitchenAid at the reduced price, then return it for the higher price. She traveled the country for weeks at a time doing this. Sometimes, she and Steven would bring the kids along to sit in the car. Other times, she traveled alone, wiring up to $40,000 a month back home to Kitsap County.Mary's work on the road made the family quite comfortable."Steven purchased several homes, extensive amounts of clothing ... employed men to work on his own home full time, hired a governess ... and gave sums of money to friends and members of their church," court records state.One day in Illinois, a store guard followed Mary outside. When he put his hands on her, she bit him and "evidently attempted to shoot him with a stun gun from her purse," court records state. In her station wagon was $5,000 in stolen property and maps showing shopping centers all over the country.Mary later gave a full confession -- albeit mostly blaming Steven, describing their relationship as one of control and isolation, anger and threats. Mary said she stole out of fear."He told me how to do it, when, where," she told a psychologist at the time. "I didn't have a cho儲存ce. Who could I tell? All I had was him."I couldn't leave. I was his as much as a car was his. And a car doesn't leave."Psychological tests found this submissiveness was a deeply held personality trait, a "lifelong pattern of looking to a dominant man to create her identity and tell her what to do." She displayed characteristics of an abused spouse, the report said.A judge sentenced her to two years in prison. She and Steven, who was also convicted, were ordered to pay $350,000 in restitution. She served more than a year behind bars, qualified for a work-release program, and landed the hospital job where she met Jim. She has satisfied her restitution and the court deemed her rehabilitated."In Jim's eyes and the eyes of the criminal-justice system I was/am a success story," she wrote in an email."Good for each other"Mary and Jim did the typical married-couple things: She went with him to conferences; he attended her graduations. They went to the symphony and to church. She hosted huge 90th and 95th birthday parties for him at the Seattle Yacht Club.Friends and family said they seemed happy. "Very much so," a longtime friend of Jim's would later testify. "Both were good for each other."They traveled to Alaska and China -- him in his wheelchair."He had a gentle touch. He liked to hold hands," she said. "We had a physical attraction. We enjoyed the physical nature of a married couple."Jim's money flowed. During their marriage, they gifted hundreds of thousands of dollars to both sets of children. He helped Mary's kids' with college. He loaned Mary's family money to buy homes or to renovate. His own children and grandchildren had mostly moved away, but he was able to enjoy Mary's large extended family."From his perspective, when he married Mary, it was like Little House on the Prairie," said George, Mary's brother. "He was adopted into this family that met so many of his needs. He [had been] living alone on Mercer Island. [With Mary,] he had grandkids hanging on his wheelchair."George continues: "Maybe there was, in some sense, a marriage of convenience. He got a lot of what he wanted, and Mary got what she needed, (including) security."Inevitably, Jim's health declined."His physical health," Mary notes. In 2005, she quit her hospital job to care of him full time. They had the house renovated for his wheelchair. But still, Jim was able to read his newspapers, help out with the cooking, and enjoy their time together, she said.In November 2007, he became dehydrated and disoriented so she took him to the emergency room. The chart notes that Jim was confused and agitated. "Advanced dementia," it said. Mary took Jim home to be comfortable. A week later, he passed away."Undue influence"The time had come to sort through Jim's estate.Decades earlier, Jim and his first wife, Marion, had placed considerable sums into several trusts. Upon their deaths, the money was to go to their children and to favorite charities.But through Jim and Mary's time together, his estate plan would change. The day before they married, he amended his will to include provisions for her. He made several additional revisions after that.With each change, Mary's share grew larger. Under Jim's final will, signed in January 2006, his planned charitable bequests had been halved. And his kids didn't get anything in the will, other than a "right of first refusal" to buy property he owned on Shaw Island, if Mary decided to sell it.Three of his children challenged the will in court, alleging that it was the product of Mary's "undue influence" and that their father lacked "testamentary capacity." The central question became, was his mind sound through all these changes?At trial, several people testified about Jim's decline. At his 95th birthday party, in 2006, some guests recalled him staring blankly, as if he didn't know who they were. Even before that, he sometimes appeared to be in a stupor. There were times when he didn't even realize he was sitting in a wet diaper. At some point, he couldn't recall how to brush his teeth.Other witnesses saw Jim mentally alert up through 2007. The lawyer who drew up the final will testified he didn't notice anything amiss when Jim signed it -- though the only thing Jim said during the five- to 10-minute meeting was "yes."The children produced emails Mary had sent to keep them apprised of their father's condition. In one, she said he often didn't recognize her. A doctor who reviewed the records concluded Jim had been suffering from dementia.Ask Mary about all this and she seems puzzled. She said she provided Jim years of good nursing care, yet now it was being transformed into evidence against her.Sure, there were times when he was temporarily out of it -- that often happens to the elderly when they get infections. She maintains his mental function returned as soon as the infection cleared."If I didn't love Jim, or if I was just after his money, it would have made a lot more sense to put him in a nursing home rather than take care of him."All those changes to the estate? They were orchestrated by Jim, she maintains, not her."In my world, the men wear the pants and make the decisions," she said. "We followed Biblical precepts. It's just how I think it should be."She wondered: "Is that bad?"Full circleThe battle over Jim's estate is now approaching six years, with lawyer fees in the hundreds of thousands.The courts have sided with Jim's children. They declined to speak to a reporter.Their lawyers spoke at length, but later insisted the conversations were off the record.Mary had engaged in a "systematic, persistent, and unexplained pattern of transferring assets from (Jim's) estate" when it was clear his faculties were declining, one ruling said. There was "little evidence" where the money was ultimately spent. What was clear was that "substantial sums" went to Mary and her interests (including $345,000 to her church, and $843,000 to family and friends) without comparable gifts to his.While there wasn't conclusive evidence Jim had dementia when he signed the will, it was clear Mary had exerted "undue influence" over him.A judge homed in on a letter prepared by Mary under Jim's signature, two days after she took him to the emergency room, disoriented. Jim's "parting wish," it said, was to withdraw money from one of the trusts to pay off $700,000 in debt, including the mortgage on the house where Mary now lives.The letter did not sit well with the court. The trust had been set up years ago by Jim and Marion to be their children's inheritance. Mary's claim the deathbed letter was Jim's last wish, the court wrote, "strains credulity."After years of litigation, Mary has been disinherited. But it may all be moot anyway. Mary said the money is gone -- gone to lawyers, gone to pay off debt ... just gone. By Mary's initial accounting, the estate was $45,000 in the negative. The children don't believe she could have spent Jim's millions, that she must have money socked away. It would be up to the estate's personal representative to track assets down, should it come to that.As the legal battle dragged on, Mary said she's been struggling. The court case cost her the teaching job at Seattle U, she said. Now, she makes her living providing in-home care.Not all that different from life before she met Jim.News researcher Gene Balk contributed to this report.Copyright: ___ (c)2014 The Seattle Times Visit The Seattle Times at .seattletimes.com Distributed by MCT Information Services迷你倉
- Jan 06 Mon 2014 08:41
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中行欲取壽險牌照銀行業綜合化經營步伐將越走越快
見習記者近日,self storage記者從中國銀行相關部門證實,中銀保險、中航集團與韓國保險公司三星生命簽署了有關共同持有中航三星人壽保險公司股份的協議,並已經提交監管部門審批。對此,保監會相關人士表示:“已經收到相關各方提交的材料,但是具體的批復還得需要一段時間。”無論此次交易的具體細節如何,中國銀行壽險牌照的獲得意味著五大行悉數獲 得了壽險牌照。對此,社科院金融研究所謝輝博士表示:“銀行多元化經營是一個不可逆轉的必然趨勢,腳步只會越來越快,慢慢地我們會看到中國出現很多‘金融控股集團’,而‘某某銀行’只是即將出現的金融控股集團的名稱罷了。”五大行“跑馬圈地”保險業2008年1月16日,銀監會與保監會簽署跨業監管合作諒解備忘錄,允許商業銀行和保險公司在符合國家有關規定以及有效隔離風險的前提下,按照市場化和平等互利的原則,可以開展相互投資的試點。由此,各大銀行紛紛嘗試參股或控股保險公司。截至目前,不光五大行積極投身保險業來跑馬圈地,光大銀行、招商銀行、北京銀行也早已開始進入壽險行業。據悉,早在2009年,保監會即批准中銀保險收購�安標準人壽。按照計劃,中銀保險分別購買�安標準人壽現有中外方股東各25% 的股權,實現50%的最終持股比例,但最終因為�安標準人壽外方股東英國標準人壽不願放手,參股計劃失敗。除此之外,中國銀行還先後對國泰人壽、新光海航等多家壽險公司伸出橄欖枝,但一直未有突破。保險業內人士表示,在保險領域的布局中,沒有一家銀行不想實現包括壽險、財險在內的全牌照布局。據記者瞭解,早在2009年底,交通銀行成功入股中保康聯人壽保險(現交銀康聯);2010年,工商銀行以12億元購買金盛人壽(現工銀安盛)60%的股權;而建設銀行去年完成太平洋安泰的控股權,並正式更名為“建信人壽”;農行也于2012年11 月獲批控股嘉禾人壽(現農銀人壽)。中行此次參股如果能夠順利進行,中行將成為五大行中第一家拿下壽險、財險全牌照布局的大行。保監會人士表示,中行是國內國際化程度最高的大行,因而在借鑒國際混業經營經驗、綜合化經營方面的優勢也更加明顯。據記者瞭解,如果此次參股順利實施,中行的全牌照布局中,將只缺信托牌照。銀行聯姻保險是雙贏“銀行就像聚寶盆的底,跟銀行聯姻有底,業務還能做不好嘛。”謝輝表示,對於一家保險公司而言,大行的股東背景無疑是實現業績快速增長的一條捷徑。根據保監會2013迷你倉12月23日發佈的保險統計數據報告,截至2013年11月底,產險業務原保險保費收入5584.95億元,同比增長16.23%;壽險業務原保險保費收入8847.15億元,同比增長6.79%。去年前三季度,工行控股的工銀安盛前三季度保費達93.84億元,較上年同期的32.94億元增長近兩倍;由交行控股的交銀康聯前三季度保費達到了12.85億元,同比增長103%。此次中行如果能夠成功入主中航三星人壽,一方面,中行得以實現保險全牌照經營的夙願;另一方面,中航三星人壽也因為變身為銀行系險企而坐享中行的渠道等各方面優勢資源。據銀行系險企人士分析,中航三星人壽在國內業務的開展並不順利,之所以選擇中行合作,看重的是中國銀行輻射至全國各個角落的機構網點以及龐大的客戶資源。對此,上述保監會人士表示,銀行控股保險公司促進了保險業與銀行業的混業經營,銀行不但尋找到了新的利益增長點,也給保險公司帶來了增長動力。而且目前銀行渠道已成為相關保險公司保費增長最重要的渠道,商業銀行具有先天的客戶優勢,無疑成為銀行系保險公司保費增長的重要突破口。銀行綜合化經營步伐趨緊“收購計劃是由中國銀行總行統籌安排的,主要是出于多元化戰略的考慮。”中銀保險相關負責人表示。事實上,不只是中行一家大行在綜合化經營方面跑馬圈地,謝輝表示,五大行、股份制銀行甚至部分城商行都已經加入了跑馬圈地的大軍中,只不過五大行擁有更多的資源優勢,相對而言,綜合化經營的進程會更快一些,手筆也更大一些罷了。據記者瞭解,工行目前除了現有的傳統銀行業務以外,旗下有工銀安盛保險、工銀瑞信基金,工銀租賃等多元化業務單元,“金融控股集團”的雛形已經慢慢開始展現。對此,謝輝表示,利率市場化的推進程度越往深入發展,銀行的息差就會越窄,傳統業務受到的利潤擠壓就會越大。所以,銀行為了應對這種挑戰,除了擴大中間業務收入以外,綜合化經營增加自己的業務板塊,實現業務的多元化發展也就變成了一條必由之路。“中銀保險爭取壽險牌照以及各大銀行在保險領域的發力只是利率市場化背景下銀行綜合化經營步伐加快的一個反映。”業內專家表示,銀行理財債權類直接融資工具和資管計劃的試點開�,將這種產品混業的格局改寫,銀行業務正在加速綜合化。“2014年,中間業務收入的強化、多元化經營背景下的跑馬圈地以及借助科技力量引入互聯網的思維,都是銀行正在做和不得不做的事情。”專家說。迷你倉將軍澳
- Jan 05 Sun 2014 16:19
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2013 New Haven homicides: Most victims young, black
Source: New Haven Register, Conn.self storageJan. 05--NEW HAVEN -- It was another tough year for the city as 2013 brought 20 homicides and 67 shootings, with victims ranging from 18-year-old high school students to a 55-year-old store clerk.While 2013 brought three more homicides than 2012, non-fatal shootings and reports of shots fired dropped significantly two years in a row.There were 133 shootings in the city in 2011, while 2012 saw 91 and 2013 had 67, said Police Chief Dean Esserman. At the same time, police tripled the arrest rate for non-fatal shootings from 2011 to 2013 and the arrest rate for homicides also has increased.INTERACTIVE: New Haven's 2013 homicide victimsPolice say they also have strong leads on several 2013 homicides for which arrests have not yet been made."Over the next few months of this year we will be solving more of the homicides from 2013," Esserman said.Homicides in 2013Homicides in the city were spread out in 2013. Not one of the 10 police districts had more than 20 percent of the homicide victims."It's not unusual that they are spread out like that," said Assistant Police Chief Archie Generoso.Victims of homicide ranged in age from 18 to 55.Street outreach worker and community activist Doug Bethea said that, in some years, many homicides would happen in a small area over a relatively short period of time. That didn't happen as much last year.Nine victims were in the 18 to 23 age range; three were 24 to 30 years old; five were in the 31 to 39 range; and three were 40 or older.Some, though not all, of the older victims had recently finished a prison sentence and were attempting to reintroduce themselves in the community, Generoso said. That sometimes sparks violence.Bethea said some of the older people who were killed had been out of jail six months or less.One thing that gives Bethea hope is that there were fewer youth homicides last year than in past years. Street outreach workers aim to steer city youths away from violence and to calm tensions before they boil over."I want to save every kid, but that's not going to happen," he said.Of the 20 homicide victims in he city in 2013, 18 were males. Seventeen of the victims were black, two were Hispanic and one was white.Understanding causes of violenceNew Haven Project Longevity Coordinator the Rev. William Mathis said he believes the ability of a person to value his or her own life is reflective of how much they value others."As a result, if you cannot value your own experience and the possibilities from it, it is very difficult to value someone else, especially if you do not know them or feel no connection to them or believe you have been disrespected by them," he said.He also said there is a lack of continuous support within the black community."Without the village, they are left to the reality of their means and space that hinders their personal and collective advancement," Mathis said.That sense of support from the community is especially important in the face of systemic racism and poor economic conditions, he said.Those factors, along with vision for the future being destroyed by being stuck in the same situation or by attempting to do the right thing and there being no support offered, plays into much of the violence that plagues the city and other cities around the nation."You are not committed to anything or anybody, just surviving and living for the moment," Mathis said. "No value for your life or anyone else's, no responsibility or accountability from and to community -- the village -- and, thus, no vision for life getting any better."Of the 20 homicides in 2013, 18 victims died from gunshot wounds (often caused by a handgun); one victim was stabbed and one was bludgeoned.Generoso said the Police Department considers non-fatal shooting statistics to be more reflective of the violence in the city, given that it is a larger sample size. That data shows larger concentrations of violence in certain parts of the city; ages also are skewed toward younger residents.Eight districts saw a decrease in the number of non-fatal shootings. The Hill North police district, commanded by Lt. Holly Wasilewski, had just one non-fatal shooting and no homicides in 2013. The year before, there were no homicides and seven non-fatal shootings.Wasilewski credited the federal takedown of the Grape Street Crip gang for the more than 85 percent drop in shootings. She also said her dedicated officers have helped maintain the low level of violence in the district.The Westville and downtown districts, however, had an increase. Downtown went from no shootings in 2012 to six shooting victims in 2013. All of the shootings and the district's single homicide were club-related. Police believe four of the overall homicides are club-related.Former Mayor John DeStefano Jr. and new Mayor Toni Harp made a number of proposals to curtail club-related violence.Solve rates up, overall violence downEsserman credited a number of factors for the increase in solve rates for homicides and shootings and the reduction in non-fatal shootings. The re-implementation of community policing was one of the largest factors."We have a long way to go, but I think we are moving in the right direction," he said. "I think we are providing the type of police service the citizens of New Haven want and have been asking for."The first commitment to community policing came in 1991. Then-Mayor John Daniels hired Chief Nick Pastore to lead the effort and Esserman was brought in as a deputy chief. Harp, then an alderwoman, helped pen the strategy, Esserman said.The new strategy in 1991 came in a year that saw 34 homicides, something that woul迷利倉n't happen again until 2011.The city was dealing with immense amounts of violence in 2011. Not only were homicide and shooting numbers high, but there were 431 reports of shots fired that year."I remember like yesterday what the Board of Aldermen and Mayor DeStefano said," Esserman said of the time when he was being recruited."There was a real sense of fear in the community, fear of violence and a hope that the Police Department could come back to do the community policing we had done in the past," Esserman said.The number of reports of shots fired dropped to 280 in 2012 and to 230 for 2013.In essence, community policing is about building trust between police and the community, one conversation and one person at a time, Esserman said."We are a police force that believes in treating each and every citizen with dignity and respect and we look for our officers to be treated with dignity and respect. It goes both ways," he said. "Partnerships and collaboration take time, it doesn't happen overnight. I think we are all moving in the right direction; we have a long way to go."Addressing the violenceMany community members, like Bethea, said they see police are meeting the community at least half-way."We are heading in the right direction and doing things other people haven't done," Bethea said about community and police interaction. "Especially under Esserman."Bethea reiterated his belief that even though there is a new police chief and a new mayor, the community has to change to really solve the problem of inner-city violence."It's not the leadership that's causing the problem," he said. "It's the inner-city people that will stop the black-on-black crime."Pastor Troy McNulty sees a lot of interaction between police and the community. The pastor of the streets has been to 68 homicide scenes and countless shooting and domestic violence scenes over the past four years on his own time.McNulty said his main goal is to provide comfort and peace to families that are going through the worst time in their lives after they lose a family member to violence. He also often visits hospitals, funerals or family homes to help people find some sort of comfort in their darkest hours -- and continues to do so years later.He also does a fair bit of proactive work, reaching out to gang members and kids on corners individually and in small groups.He recalled seeing police on July 3 after Brian Gibson, 23, was shot and killed in the McConaughy Terrace housing complex on South Genesee Street in the middle of the day while kids were playing outside. Officers took their own time to play catch with kids and cook hamburgers with adults to calm their fears that retaliation was going to happen on the street."I do see the Police Department trying very hard," McNulty said.He said he hopes that his community puts in the same effort to work with police.It's also become common practice for police to attend wakes and funerals of homicide victims. Esserman, command staff, homicide detectives and victim service coordinator Officer Jillian Knox attended the wake of Javier Martinez, 18, a Common Ground High School student and the city's most recent homicide victim.McNulty said he encourages people to have the strength and courage to speak up when they know someone has committed violence and to carry that all the way to the courtroom. People have to have the courage to stand up and say something as if a child killed was their own child, he said."Every parent I've met is begging the community to bring justice to their child," he said about the parents of homicide victims.Until the "no-snitching" policy changes, things will be difficult for the community, McNulty said. There are systemic problems, but the community has to also look inward to solve its problems."We'll never have a true sense of community as long as we allow the policy of gangs, of drug dealers to direct our policies," he said.Esserman also credited the creation and eventual expansion of the Shooting Task Force with reducing violence and increasing the solve rate for non-fatal shootings. The department's commitment to children already has paid off and will continue to do so for years to come, he said."I hope that any police department in America would say to you what we say in New Haven, which is the best way to fight crime is to invest in kids, not arrest them," Esserman said.That commitment to children involves a massive expansion of the Police Athletic League, now called PAL-Camp New Haven. The department also has increased the number of school resource officers and partnership in programs such as the Youth and Police Initiative.Project Longevity -- the city, state and federal initiative focused on deterrence strategy to combat gang violence -- is another factor in the overall reduction in violence, Esserman said.Transparency also is important in establishing trust with the community. The department holds a statistics and accountability meeting called CompStat every week, which is attended by alders, law enforcement partners and other members of the community.It's hard to say which of the initiatives is having the greatest impact, but they are all important, he said."We are building and bringing the best of what is new with what we knew worked in the early '90s," Esserman said.Call Rich Scinto at 203-789-5748. Have questions, feedback or ideas about our news coverage? Connect directly with the editors of the New Haven Register at AskTheRegister.comCopyright: ___ (c)2014 the New Haven Register (New Haven, Conn.) Visit the New Haven Register (New Haven, Conn.) at .nhregister.com Distributed by MCT Information Services迷你倉
- Jan 05 Sun 2014 15:53
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新版靜態驗證碼已降低識別難度
新快報訊 記者許力夫報道 截至1月3日24時,迷你倉鐵路總公司已累計售出春運火車票8616.8萬張,其中通過12306網站售出3937.6萬張,通過中國鐵路12306手機客戶端售出309.9萬張。12306網站動態驗證碼看不清、可用虛假身份證號碼購票、“黃牛”可倒票等問題一直被詬病。12306網站負責人專門對這些問題進行了回應。 針對有部分網民和媒體反映的12306網站購票驗證碼問題,12306網站負責人表示,2014年鐵路春運售票工作開始後,個別互聯網公司以搶票瀏覽器、搶票插件等形式,對12306網站的驗證碼mini storage行自動識別,進而達到插隊購票的目的。這種行為嚴重擾亂了互聯網購票秩序,影響了購票的公平和12306網站的安全。為了維護公平的售票秩序和廣大旅客的切身利益,保證12306網站運行安全,12306網站採取了相應的技術措施,將靜態驗證碼更換為動態驗證碼,有效地遏制了對驗證碼的自動識別行為,但同時也增加了旅客識別驗證碼的難度。近日,根據部分網民和旅客的建議,12306網站對驗證碼方案進行了調整優化,將動態驗證碼更換為增加了底紋或干擾線的新版靜態驗證碼,既大大降低了旅客的識別難度,同時也保持了對自動識別軟件的有效防控。許力夫儲存
- Jan 05 Sun 2014 15:45
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iPhone 5充電 燒熔原廠線
英國一名iPhone 5用家在家中為手機充電,mini storage但未幾發現充電線接頭下冒煙,電線並開始燒熔,令到室內充斥燒焦塑膠味,他對此大感震驚。 這名叫沃德(James Ward)的機主本身是一名電器師,他發現充電器出現嚴重毛病,並擔心小女兒的安全。 他把手機連接充電器後,本打算上�睡覺,但由於要查閱多個電郵,才檢視手機,詎料看見self storage接插掣的充電線插口底下冒煙,電線亦開始燒熔,充斥燒焦塑膠味道。 他育有一名十八個月大女兒,若非及時發現,後果不堪設想。他是在大約半年前在當地的EE店買了一部iPhone 5和原廠的八針Lightning接頭充電器。他不明白為何電線會冒煙,因為它並沒有出現破損。他強調以後都會留意這部手機的充電情況,蘋果和EE店都未有為此事置評。迷你倉
- Jan 05 Sun 2014 15:35
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NGO trains officials and state business chiefs
Peggy Liu, an American-born Chinese whose family is from Taiwan, left her high-powered position in Silicon Valley to focus on clean energy in China.mini storageLiu, who lives in Shanghai, cofounded the NGO Joint US-China Cooperation on Clean Energy in 2007. She was named "Hero of the Environment" by Time magazine in 2008.Born in California, Liu is the daughter of Leonard Liu, former president of Taiwan-based Acer Group. Her Eastern and Western backgrounds give Liu an advantage in her China work calling on people to change their lifestyle and energy consumption. One of her major programs is training Chinese government officials and officials of state-owned enterprises in sustainability issues."China has a major advantage in that we have a smart and determined central government that is very progressive in exploring ways to pursue energy security through renewable energy versus fossil fuels; very determined to put in place policies that emphasize more energy efficient infrastructure," Liu said.Her NGO is based in Shanghai.She attended the recent Slow Life Symposium in Thailand, which focused on solutions to environmental problems. She was interviewed by Shanghai Daily via e-mail.The clean energy NGO pushes the use of clean energy in China and aims to have some impact in 10 years."My satisfaction comes from seeing more people becoming aware of environmental problems, and being concerned about our kids' future," said Liu.After graduating from MIT in electrical engineering and computer science, Liu went to work for Silicon Valley companies, including Zaplet, an e-mail communication platform, and SeeUthere.com.Her focus changed in 2007, however, when she attended an MIT forum on the future of energy in China. It was the first public dialogue on clean energy between US and Chinese government officials. She founded the Joint US-China Cooperation on Clean Energy as participants agreed on collaboration oself storage clean energy."It was perfect timing to establish such an organization," said Liu. "China was in the process of massive urbanization and infrastructure construction, so it's in time to discuss energy creation and use."Training government officials and SOE officials is key. The program has trained more than 550 officials and executives by working with three leadership training academies, such as the China Executive Leadership Academy in the Pudong New Area. Training covers eco-heritage tourism, municipal waste management, water treatment, energy master planning, and eco-city development.Liu invites international experts and Western entrepreneurs with green technology to lecture, connecting them with Chinese policymakers and people with authority who actually get things done. The face-to-face connection was cited by Time in naming her a hero of the environment.Meanwhile, the NGO carries out clean energy and sustainability projects in communities, colleges and schools. It has donated more than 130,000 energy-saving light bulbs in eight cities.In Shanghai it built a school using only recycled construction materials from nine pavilions at the World Expo 2010 Shanghai.Liu said China needs to develop four "sustainables:" sustainable urbanization, sustainable industry, sustainable power grids, and sustainable consumption."However, it is ultimately up to the people who build our buildings and implement those policies to help China go green," Liu said. "And it is up to all our citizens to lead a responsible life that will be good for us, our children and our communities."Liu and her family have been living a low-carbon lifestyle in Shanghai for several years."At least 85 percent of our diet is vegetarian," she said, adding that they get organic vegetables delivered twice a week and the ayi cooks "yummy" vegetarian recipes. They make their own juice and grow their own vegetables on the balcony.迷你倉
- Jan 05 Sun 2014 15:25
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武漢綠地中心 進入主體結構施工
本報訊(記者黃師師 通訊員郝思遠 許朝暉)昨日,迷你倉出租在建華中第一高樓武漢綠地中心吊裝首根鋼巨柱,意味著該工程進入主體結構施工階段。武漢綠地中心建築高度606米,用鋼量近8萬噸,是當今超高層鋼結構建築物中的“重量級選手”。工程建成後將成為集藝術館、國際5A寫字樓、鉑金五星級酒店等多種頂級業態的金融商務中心。施工現場負責人介紹,作為商用超高層建迷你倉,606高樓採用的是當今最為流行的結構體系,即“巨型框架-核心筒-伸臂桁架結構”。這種結構強度高、更穩固。施工過程中,將面臨鋼構件超大超重、高空組拼安裝等施工難點,焊接機器人有望參與施工。2011年7月31日,606高樓全面開工,兩年多來,先後完成地連牆、工程樁、土方和支撐等工程節點,而華中最大3萬立方混凝土底板澆築及養護也在前不久完工。mini storage
- Jan 05 Sun 2014 15:18
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Nourish Drink Cafe set to open superfood blend bar with focus on health
Source: Tulsa World, Okla.存倉Jan. 04--Just in time for the new year and healthy eating resolutions, a superfood blend bar -- Nourish Drink Cafe -- will open in Tulsa on Monday.The cafe at 1717 E. 17th St. is a collaboration between sisters Amy Murray and Piper Kacere as well as Kacere's husband, Dr. Rich Kacere, a cardiologist at St. John Medical Center.When it opens, Nourish will feature 21 different blends of fruits and vegetables as well as a three-day Kick-Start Cleanse and some grab-and-go healthy lunches."There are significant roadblocks in having proper nutrition, and I see the devastating effect of that every day in my practice," Rich Kacere said. "We want to see how we could serve the people of Tulsa better."Blending and juicing are both beneficial to overall health, Kacere explained, but at Nourish they decided to focus on blends, which uses the whole fruit or vegetable. Juicing extracts the juice of the fruit or vegetable.Most of the fiber, both soluble and insoluble and up to 20 percent of the antioxidants are lost when juicing, he said. Blending, on the other hand, retains all of the fiber and allows a naturally fast delivery of nutrients to the bloodstream without a huge spike in blood sugar."If you are taking in the whole food and blending, you are not losing anything," Kacere said.Amy Murray and Piper Kacere are athletic, and the sisters and their families wanted to come up with a simple and convenient way to share their blending recipes with people they knew.They had such a good response from friends who tried the blends and cleanse system that they thought this might be a niche with a market in Tulsa."It just took off from word of mouth. We have seen live儲存 changed that has been really, really amazing," Rich Kacere said.The 3-Day Kick-Start Cleanse floods the body with nutrient-dense foods, he said. It costs $150 and includes six drinks a day that were designed so people do not feel hungry. Nourish also provides support and encouragement during the cleanse."By day three, you are going to feel amazing," Rich Kacere said.Even though the store has not opened yet, Nourish has been flooded with phone calls, Amy Murray said. The convenience of not having to buy many different foods and the equipment to create the blends is a strong selling point, she noted."To us, there is truly an art to blending," Piper Kacere said. "We put the ingredients on the side of the bottles, but when people try to make them, they come back and ask us why it doesn't taste the same. We have really perfected these recipes."Some of the blends were created for pre- and post-workout nutrition. Piper Kacere, who runs marathons and has qualified for the Boston Marathon this year, said the ingredients were chosen to help with endurance.In addition to the drinks and a few healthy lunches, Nourish Drink Cafe will also sell a skin and body care line -- "La Chemie pour Nourish" that was customized for Nourish by local private label skin care company La Chemie Botanical Skincare & Aromatherapy -- and an exclusive nightgown and robe from JuJu Jams.Nicole Marshall Middleton 918-581-8459nicole.marshall@tulsaworld.comNourish Drink Cafe918-991-17171717 E. 17th St.Opens Monday, hours Monday-Friday, 7:30 a.m. to 2:30 p.m.Copyright: ___ (c)2014 Tulsa World (Tulsa, Okla.) Visit Tulsa World (Tulsa, Okla.) at .tulsaworld.com Distributed by MCT Information Services迷你倉
- Jan 05 Sun 2014 15:10
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萬達 富貴險中求
2013年王健林沒有成為神經病,倉反而通過鍥而不舍的開店,成為了中國“新首富”。 在實體經濟不振,商業地產開發過熱,電商衝擊過大的悲觀聲音面前,這位中國最大的不動產公司、全球第二大(2014年將成為最大)的不動產公司——萬達集團董事長近乎偏執的將萬達廣場開到了第84家,投資上千億元擴張海外市場和文化旅遊地產。或許就像他本人所說的:“富貴險中求!凡是成功的企業家或者卓越的企業家都接近神經病。” 在這個商業地產瘋狂中夾雜著恐慌的年代,王健林沒有停下腳步,拓展二三線市場,轉型升級萬達廣場模式。在他看來,堅持、創新和敢創敢試是在任何時代成功的砝碼,只要持續不斷地創新,商業地產至少還有10年的機會。邊打邊合作 2013年“雙11”這一天,馬雲旗下的天貓淘寶創歷史新高地實現了超過350億元的交易額。40天後的12月21日這天,王健林旗下的第84家萬達廣場在湘潭開工,這是一個集高檔購物中心、娛樂中心、高級酒店、高檔住宅、時尚步行街、寫字樓等多種功能于一體的萬達第三代城市綜合體。 馬雲勢不可當,王健林也絲毫不放慢腳步,雙方似乎繼續在為一年前的那份“一億賭約”較勁。2013年12月25日,王健林在成都公開表示,傳統零售不會坐以待斃,馬雲也會遭遇增長瓶頸。 王健林十分看重多種業態混合的創新,而第三代萬達廣場充分體現了集休閒娛樂購物消遣于一身的新商業地產模式。 “隨著過剩經濟的到來,尤其是受高新技術、互聯網等因素影響,單一業態受到極大的衝擊。萬達進入文化產業後,開始強調一定要多要素組合,標準化生產,比如萬達廣場,把電影院、KTV、電子遊戲、兒童娛樂等引入進來,人氣、商氣也都起來了。”王健林表示。 王健林預計:到2014年,萬達集團的“萬達廣場”將達到110個,集團所持有商業物業達到2300萬平方米,成為全球規模最大的不動產企業。 據瞭解,王健林曾以時間軸劃分萬達集團的“萬達廣場”產品。比如,2001年至2004年開業的屬於第一代產品,2004至2005年的屬於第二代產品,2005年後發展的是第三代產品。第一、二代萬達廣場主要依靠城市中心地帶,借助商圈的力量來發展。第三代萬達廣場發展模式的核心除了有前兩代的“只租不售”“訂單商業地產”外,又添加了購物娛樂休閒一體化。 不過,王健林也並非單純地依靠萬達廣場的瘋狂開店升級來打敗電商。事實上,王健林對電商的投資早在2012年2月就開始�動,當時萬達集團曝出200萬元年薪招聘電商運營管理團隊,並將旗下商業地產、酒店、旅遊、電影院線和連鎖百貨五大主營業務同時打包上線,開設虛擬的“線上商業綜合體”——萬匯網。王健林對萬匯網的定義是,做智能廣場、線上線下結合。 出人意料的是:2013年12月初,王健林還邁出了和馬雲合作的第一步,讓萬達影院入駐支付寶。轉型一體化模式 雖然與馬雲的對賭後來被王健林一再解釋為只是當初的一個玩笑,但萬達商業地產遭受的壓力已經悄然襲來。 雖然當年萬達集團的收入同比增長了34.8%,總資產達到3000億元,但是,萬達集團的核心產業——商業地產只同比增長了15.1%。 “中國房地產業已經發展了二十多年,再有15至20年左右,這個行業就會萎縮。”王健林在萬達集團今年上半年的總結會中強調,萬達要做百年企業,就要擁有百年企業的物質基礎——房地產無法產生長期、持續、穩定的現金流,所以必須向文化旅遊轉型。 這也是萬達廣場從第三代向第四代的嘗試,謀劃第四代升級作品,將是一個更宏大的萬達文化旅遊城,在業內俗稱“萬達城”。在王健林的眼裡,這是萬達首創的文化、旅遊與商業融合的新模式。 2013年4月,萬達集團全國首個萬達城項目落地“冰城”哈爾濱,南昌“萬達城”也于2013年上半年動工。 在王健林看來,萬達所要做的是文化內容與形式、科技的結合。比如互動影院,就是一個系統工程,今後發展文化產業必須借助高科技,傳統模式是行不通的。 萬達城模式到底有何獨特之處?王健林的完整解釋是:萬達城創新性地將文化、商業、旅遊結合設計,以室內項目為主,徹底解決氣候對旅遊的影響,使“一季游”變成“四季游”。如無錫的影視旅遊城項目,旅遊能為項目拉來一些現金流,以及通過影視產業拉動旅遊,帶來項目商業、酒店的發展,從而獲得收益。 從商業模式來看,萬達廣場模式是以住宅、寫字樓和商舖銷售獲得的資金來支持商業物業發展,而萬達城則增加了更多能帶來現金流的文化旅遊消費類項目。 王健林表示,從長遠來看,文化產業將成為百年萬達新的支撐點和利潤增長點,在他的定義中到2020年,萬達集團的房地產收入占總收入的比例將降到50%以下,屆時萬達將不再是房地產企24小時迷你倉,而是一個綜合性企業。 如果說萬達的轉型升級始終圍繞著錢流、人流不斷變換著概念,以大運營模式實現土地升值帶來的龐大收益,那麼中國的其他商業地產商們也沒有閑著。這一年,龍湖董事長吳亞軍將天街系升級到第三代。2013年12月底,成都北城天街開業,首日客流量超過20萬人次,創下了中國商業綜合體一個不小的奇跡;遠洋地產董事局主席李明將未來廣場開設到第三家,希望集創意生活體驗、特色主題餐飲、快速潮流零售等於一體,希望寄商業全鏈條開創一種城市綜合體生活模式,並為這種生活模式每年增加20萬平方米的商業體量;而華潤萬象城則更趨於與高端奢侈品等商戶共同贏利的持有模式,並且也在2013年12月中旬開始將升級版的萬象城——萬象天地公開推出,在升級版的萬象城中,寫字樓、公寓、五星級酒店和文化藝術設施等配套陸續�動。 在業界看來,相對於王健林以錢流、人流為核心的開發模式,上述地產商的項目升級顯然更偏重運營模式,“天下武功門類繁多,豈能以‘快’統江湖”?最後的瘋狂? 一邊著手萬達廣場的繼續擴張,一邊著手萬達城的升級落地,王健林的步伐看似大步流星,實則暗藏絆石。 2013年11月,萬達位於廣東的三幅土地被當地政府“收回”重拍,雖然最後這三幅地塊均重新落入萬達囊中,但成交價較之前的“低價拿地”已經出現了相當的上漲幅度。值得一提的是,王健林相當看重廣東市場,在他的信息中,未來幾年僅廣東的萬達廣場就將達到30家,分佈在廣東多個二三線城市,在實現區域聚焦的同時,市場下沉。 廣東地塊遭遇波折,業界分析,這或許意味著王健林此前在不同場合宣稱的萬達拿地的成本,比其他企業要便宜很多,至少便宜一半,而且有主動權的“萬達拿地”模式將遭遇更多的挑戰。隨著投資項目越來越多,萬達越來越大,其資金要求自然水漲船高。但長久以來並未上市的萬達,其財務狀況始終是個謎。然而,此時的土地市場,早已不是當初萬達強勢低價拿地的市場。 在2013年土地市場小牛市的背景下,上海世茂開工面積超過1600萬平方米,順利收購香港商業地產商盛高地產的綠地集團也在各地推廣起“城市地標性超高層建築”的綜合體模式,融創的孫宏斌也在一個月內連拿三幅地王,龍湖吳亞軍的天街系商業綜合體和旅遊地產項目也在穩步推進——在地方政府眼中,萬達廣場的帶動作用不再是唯一的,甚至在萬達較為看重的廣東、福建市場,多個萬達中心項目周邊興起其他購物中心,萬達廣場做大的地方市場蛋糕面臨著被瓜分的危險。 另一方面,商業綜合體在城鎮化背景的推動下,正顯現出前所未有的瘋狂。 根據研究機構世聯地產的統計,中國正在施工中的綜合體是已建成綜合體的四倍,而規劃中的綜合體規模,大概又是正在建設的綜合體的四倍。 易居中國的統計顯示,2011年至2015年間,全國20座重點城市新增城市綜合體總量預計超過1.6億平方米,其中約55%的增量集中在中西部的新城。銳理機構數據也顯示,截至2012年末,成都商業地產存量已達1100萬平方米,而截至2013年6月底,成都大型綜合體數量是123個,排名全國第一。 《中國經營報》記者調查發現:在這座中西部的商業中心城市,扎堆開業的商業綜合體已經產生了不少因招商情況不甚理想的“空樓”,商業地產開發商的開業計劃只能一拖再拖。 在這個過熱的市場上闖蕩,王健林對萬達的總結是:很幸運,趕上了商業發展的大時代,商業模式也很幸運,正好創造了萬達廣場這一商業模式,現在又有了一種新的商業模式。 但誰也無法保證在商業地產大泡沫顯現的情況下,蜂擁而至的地產商,誰會成為新的“神經病”? 王健林 萬達集團董事長 在這個商業地產瘋狂中夾雜著恐慌的年代,王健林沒有停下腳步,區域聚焦、繼續拓展二三線市場,轉型升級萬達廣場模式,在他看來堅持、創新和敢創敢試是在任何時代成功的砝碼,只要持續不斷地創新,房地產至少還有10年機會。 求變路徑 萬達—— 第三代萬達廣場發展模式的核心除了有前兩代的“只租不售”“訂單商業地產”外,又添加了購物娛樂休閒一體化模式。 萬科—— 在商業地產領域,萬科一直進行的相當低調,如今已經形成三大產品線:即打造城市綜合體品牌“萬科廣場”、社區商業品牌“萬科紅”、寫字樓品牌“萬科大廈”。 綠地—— 綠地做商業地產的核心要素是“超高層”。目前,全國300米以上的地標性建築50%是由綠地集團投資建造的,未來每年還將有2~3棟綠地中心竣工。 富力—— 積極尋求區域多元化策略是富力地產董事長李思廉謀求的解決之道。 長江實業&和記黃埔—— 與內地大多數地產商的激進不同,一向嗅覺靈敏的亞洲首富李嘉誠開始在中國內地的商業地產市場扮演撤退者角色。迷你倉旺角